Call reports 2024
CAPRA BANK — 2024
What CAPRA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 305,141,000 | 354,336,000 | 458,772,000 | 560,384,000 |
| Total loans | 99,681,000 | 130,885,000 | 159,077,000 | 234,121,000 |
| Allowance for loan losses | 1,132,000 | 1,372,000 | 1,687,000 | 2,320,000 |
| Securities available for sale | 140,993,000 | 160,246,000 | 240,610,000 | 235,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,609,000 | 289,255,000 | 388,805,000 | 492,919,000 |
| Interest-bearing deposits | 229,225,000 | 268,228,000 | 365,245,000 | 457,334,000 |
| Noninterest-bearing deposits | 11,384,000 | 21,027,000 | 23,560,000 | 35,585,000 |
| Equity capital | 63,250,000 | 63,609,000 | 67,134,000 | 64,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,087,000 | 9,698,000 | 17,069,000 | 25,354,000 |
| Interest expense | 1,596,000 | 3,773,000 | 7,114,000 | 11,009,000 |
| Net interest income | 2,491,000 | 5,925,000 | 9,955,000 | 14,345,000 |
| Noninterest income | 111,000 | 235,000 | 3,813,000 | 4,012,000 |
| Noninterest expense | 2,734,000 | 5,641,000 | 9,664,000 | 13,597,000 |
| Provision for loan losses | 409,000 | 649,000 | 953,000 | 1,587,000 |
| Pretax income | -325,000 | 107,000 | 3,627,000 | 3,647,000 |
| Income tax | -76,000 | 32,000 | 903,000 | 915,000 |
| Net income | -249,000 | 75,000 | 2,724,000 | 2,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,653,000 | 57,181,000 | 60,604,000 | 59,876,000 |
| Total capital | 57,785,000 | 58,553,000 | 62,321,000 | 62,264,000 |
| Risk-weighted assets | 131,703,000 | 175,958,000 | 227,081,000 | 320,537,000 |