Call reports 2023
CAPRA BANK — 2023
What CAPRA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,233,000 | 100,144,000 | 148,756,000 | 214,935,000 |
| Total loans | 20,419,000 | 24,682,000 | 31,961,000 | 53,744,000 |
| Allowance for loan losses | 187,000 | 187,000 | 323,000 | 858,000 |
| Securities available for sale | 33,927,000 | 34,216,000 | 65,279,000 | 108,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,020,000 | 83,085,000 | 122,924,000 | 188,926,000 |
| Interest-bearing deposits | 45,856,000 | 74,609,000 | 111,944,000 | 177,808,000 |
| Noninterest-bearing deposits | 11,164,000 | 8,476,000 | 10,980,000 | 11,118,000 |
| Equity capital | 16,858,000 | 16,110,000 | 24,789,000 | 24,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 2,047,000 | 3,724,000 | 6,367,000 |
| Interest expense | 142,000 | 431,000 | 1,061,000 | 2,136,000 |
| Net interest income | 747,000 | 1,616,000 | 2,663,000 | 4,231,000 |
| Noninterest income | 25,000 | 52,000 | 97,000 | 157,000 |
| Noninterest expense | 1,292,000 | 2,983,000 | 4,965,000 | 7,879,000 |
| Provision for loan losses | 0 | 0 | 152,000 | 687,000 |
| Pretax income | -520,000 | -1,315,000 | -2,357,000 | -4,178,000 |
| Income tax | -108,000 | -320,000 | -495,000 | -1,020,000 |
| Net income | -412,000 | -995,000 | -1,862,000 | -3,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,120,000 | 10,568,000 | 19,735,000 | 17,499,000 |
| Total capital | 11,307,000 | 10,755,000 | 20,058,000 | 18,357,000 |
| Risk-weighted assets | 35,174,000 | 42,162,000 | 41,998,000 | 71,843,000 |