Call reports 2022
CAPRA BANK — 2022
What CAPRA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,965,000 | 51,591,000 | 54,942,000 | 62,237,000 |
| Total loans | 17,119,000 | 17,913,000 | 18,499,000 | 17,767,000 |
| Allowance for loan losses | 171,000 | 169,000 | 170,000 | 0 |
| Securities available for sale | 17,521,000 | 16,521,000 | 21,036,000 | 29,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,747,000 | 47,747,000 | 46,256,000 | 53,777,000 |
| Interest-bearing deposits | 34,188,000 | 34,896,000 | 33,463,000 | 42,730,000 |
| Noninterest-bearing deposits | 13,559,000 | 12,851,000 | 12,793,000 | 11,047,000 |
| Equity capital | 4,183,000 | 3,801,000 | 8,596,000 | 8,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 659,000 | 33,000 | 921,000 |
| Interest expense | 43,000 | 82,000 | 8,000 | 185,000 |
| Net interest income | 276,000 | 577,000 | 25,000 | 736,000 |
| Noninterest income | 22,000 | 47,000 | 4,000 | 38,000 |
| Noninterest expense | 254,000 | 510,000 | 323,000 | 1,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 114,000 | -345,000 | -482,000 |
| Income tax | 6,000 | 8,000 | -86,000 | -115,000 |
| Net income | 38,000 | 106,000 | -259,000 | -367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,974,000 | 5,042,000 | 3,358,000 | 2,685,000 |
| Total capital | — | — | 3,528,000 | 2,685,000 |
| Risk-weighted assets | — | — | 22,245,000 | 24,732,000 |