Call reports 2021
CAPRA BANK — 2021
What CAPRA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 47,819,000 | 48,945,000 | 48,274,000 | 50,417,000 |
| Total loans | 18,656,000 | 17,809,000 | 17,929,000 | 16,693,000 |
| Allowance for loan losses | 176,000 | 177,000 | 177,000 | 176,000 |
| Securities available for sale | 11,460,000 | 10,743,000 | 11,780,000 | 18,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,679,000 | 43,736,000 | 43,051,000 | 45,389,000 |
| Interest-bearing deposits | 32,343,000 | 33,193,000 | 31,970,000 | 32,605,000 |
| Noninterest-bearing deposits | 10,336,000 | 10,543,000 | 11,081,000 | 12,784,000 |
| Equity capital | 5,054,000 | 5,120,000 | 5,124,000 | 4,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 825,000 | 1,152,000 | 1,478,000 |
| Interest expense | 48,000 | 104,000 | 156,000 | 195,000 |
| Net interest income | 379,000 | 721,000 | 996,000 | 1,283,000 |
| Noninterest income | 23,000 | 52,000 | 72,000 | 99,000 |
| Noninterest expense | 270,000 | 567,000 | 838,000 | 1,116,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 128,000 | 191,000 | 215,000 | 244,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 23,000 |
| Net income | 123,000 | 180,000 | 198,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,938,000 | 4,995,000 | 5,013,000 | 4,936,000 |