Call reports 2020
CAPRA BANK — 2020
What CAPRA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,130,000 | 44,280,000 | 43,348,000 | 45,635,000 |
| Total loans | 19,563,000 | 19,850,000 | 20,715,000 | 19,372,000 |
| Allowance for loan losses | 138,000 | 161,000 | 170,000 | 176,000 |
| Securities available for sale | 13,904,000 | 13,108,000 | 12,335,000 | 12,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,189,000 | 39,114,000 | 38,100,000 | 40,530,000 |
| Interest-bearing deposits | 29,341,000 | 30,611,000 | 29,536,000 | 30,939,000 |
| Noninterest-bearing deposits | 7,848,000 | 8,503,000 | 8,564,000 | 9,591,000 |
| Equity capital | 4,856,000 | 5,060,000 | 5,131,000 | 5,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 826,000 | 1,211,000 | 1,557,000 |
| Interest expense | 60,000 | 119,000 | 171,000 | 220,000 |
| Net interest income | 341,000 | 707,000 | 1,040,000 | 1,337,000 |
| Noninterest income | 20,000 | 25,000 | 49,000 | 70,000 |
| Noninterest expense | 250,000 | 504,000 | 783,000 | 1,057,000 |
| Provision for loan losses | 0 | 32,000 | 38,000 | 44,000 |
| Pretax income | 111,000 | 198,000 | 269,000 | 307,000 |
| Income tax | 1,000 | 5,000 | 10,000 | 24,000 |
| Net income | 110,000 | 193,000 | 259,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,750,000 | 4,835,000 | 4,900,000 | 4,815,000 |
| Total capital | 4,888,000 | — | — | — |
| Risk-weighted assets | 23,317,000 | — | — | — |