Call reports 2019
CAPRA BANK — 2019
What CAPRA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,391,000 | 39,500,000 | 38,922,000 | 40,703,000 |
| Total loans | 18,689,000 | 19,756,000 | 20,230,000 | 20,012,000 |
| Allowance for loan losses | 106,000 | 73,000 | 92,000 | 126,000 |
| Securities available for sale | 15,313,000 | 13,872,000 | 13,636,000 | 13,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,788,000 | 34,638,000 | 33,968,000 | 35,861,000 |
| Interest-bearing deposits | 27,131,000 | 26,847,000 | 27,170,000 | 28,298,000 |
| Noninterest-bearing deposits | 7,657,000 | 7,791,000 | 6,798,000 | 7,563,000 |
| Equity capital | 4,536,000 | 4,773,000 | 4,846,000 | 4,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 789,000 | 1,199,000 | 1,614,000 |
| Interest expense | 64,000 | 130,000 | 197,000 | 269,000 |
| Net interest income | 323,000 | 659,000 | 1,002,000 | 1,345,000 |
| Noninterest income | 14,000 | 27,000 | 46,000 | 89,000 |
| Noninterest expense | 271,000 | 514,000 | 764,000 | 1,044,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 119,000 |
| Pretax income | 66,000 | 172,000 | 209,000 | 271,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 62,000 | 163,000 | 196,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,549,000 | 4,651,000 | 4,683,000 | 4,641,000 |
| Total capital | 4,655,000 | 4,724,000 | 4,775,000 | 4,767,000 |
| Risk-weighted assets | 24,112,000 | 24,651,000 | 23,042,000 | 23,389,000 |