Call reports 2018
CAPRA BANK — 2018
What CAPRA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,943,000 | 38,309,000 | 36,671,000 | 38,100,000 |
| Total loans | 15,698,000 | 16,079,000 | 17,017,000 | 18,490,000 |
| Allowance for loan losses | 93,000 | 92,000 | 66,000 | 106,000 |
| Securities available for sale | 15,919,000 | 15,675,000 | 15,315,000 | 15,204,000 |
| Securities held to maturity | 30,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,734,000 | 34,029,000 | 32,369,000 | 33,724,000 |
| Interest-bearing deposits | 25,126,000 | 26,920,000 | 25,687,000 | 26,414,000 |
| Noninterest-bearing deposits | 7,608,000 | 7,109,000 | 6,682,000 | 7,310,000 |
| Equity capital | 4,172,000 | 4,233,000 | 4,235,000 | 4,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 670,000 | 1,047,000 | 1,428,000 |
| Interest expense | 45,000 | 93,000 | 142,000 | 201,000 |
| Net interest income | 277,000 | 577,000 | 905,000 | 1,227,000 |
| Noninterest income | 20,000 | 45,000 | 66,000 | 95,000 |
| Noninterest expense | 236,000 | 470,000 | 710,000 | 979,000 |
| Provision for loan losses | 0 | 0 | 0 | 54,000 |
| Pretax income | 61,000 | 146,000 | 255,000 | 283,000 |
| Income tax | 2,000 | 8,000 | 13,000 | 22,000 |
| Net income | 59,000 | 138,000 | 242,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,371,000 | 4,449,000 | 4,554,000 | 4,487,000 |
| Total capital | 4,464,000 | 4,541,000 | 4,620,000 | 4,593,000 |
| Risk-weighted assets | 20,478,000 | 19,764,000 | 22,726,000 | 23,693,000 |