Call reports 2017
CAPRA BANK — 2017
What CAPRA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,494,000 | 37,072,000 | 35,673,000 | 36,443,000 |
| Total loans | 13,278,000 | 13,958,000 | 14,943,000 | 15,789,000 |
| Allowance for loan losses | 103,000 | 96,000 | 101,000 | 106,000 |
| Securities available for sale | 15,482,000 | 16,687,000 | 16,612,000 | 16,719,000 |
| Securities held to maturity | 605,000 | 260,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,382,000 | 32,671,000 | 31,181,000 | 32,149,000 |
| Interest-bearing deposits | 26,125,000 | 25,955,000 | 24,597,000 | 24,864,000 |
| Noninterest-bearing deposits | 6,257,000 | 6,716,000 | 6,584,000 | 7,285,000 |
| Equity capital | 4,065,000 | 4,338,000 | 4,409,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 633,000 | 959,000 | 1,299,000 |
| Interest expense | 44,000 | 88,000 | 131,000 | 174,000 |
| Net interest income | 268,000 | 545,000 | 828,000 | 1,125,000 |
| Noninterest income | 16,000 | 117,000 | 142,000 | 167,000 |
| Noninterest expense | 233,000 | 463,000 | 690,000 | 943,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 51,000 | 199,000 | 280,000 | 336,000 |
| Income tax | 0 | 5,000 | 7,000 | 20,000 |
| Net income | 51,000 | 194,000 | 273,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,116,000 | 4,261,000 | 4,337,000 | 4,312,000 |
| Total capital | 4,219,000 | 4,357,000 | 4,438,000 | 4,418,000 |
| Risk-weighted assets | 21,642,000 | 21,990,000 | 21,993,000 | 22,530,000 |