Call reports 2016
CAPRA BANK — 2016
What CAPRA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,090,000 | 36,812,000 | 35,442,000 | 36,563,000 |
| Total loans | 11,409,000 | 12,100,000 | 13,634,000 | 13,469,000 |
| Allowance for loan losses | 118,000 | 116,000 | 106,000 | 106,000 |
| Securities available for sale | 16,308,000 | 16,600,000 | 16,290,000 | 15,458,000 |
| Securities held to maturity | 1,155,000 | 1,065,000 | 1,065,000 | 1,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,948,000 | 32,424,000 | 31,007,000 | 32,564,000 |
| Interest-bearing deposits | 25,803,000 | 26,256,000 | 25,207,000 | 26,272,000 |
| Noninterest-bearing deposits | 6,145,000 | 6,168,000 | 5,800,000 | 6,292,000 |
| Equity capital | 4,089,000 | 4,308,000 | 4,345,000 | 3,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 590,000 | 929,000 | 1,247,000 |
| Interest expense | 43,000 | 85,000 | 130,000 | 173,000 |
| Net interest income | 246,000 | 505,000 | 799,000 | 1,074,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 93,000 |
| Noninterest expense | 221,000 | 446,000 | 672,000 | 931,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 64,000 | 123,000 | 217,000 | 238,000 |
| Income tax | 14,000 | 14,000 | 3,000 | 9,000 |
| Net income | 50,000 | 109,000 | 214,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,905,000 | 3,964,000 | 4,071,000 | 4,065,000 |
| Total capital | 4,023,000 | 4,080,000 | 4,177,000 | 4,171,000 |
| Risk-weighted assets | 20,756,000 | 21,733,000 | 22,458,000 | 22,251,000 |