Call reports 2015
CAPRA BANK — 2015
What CAPRA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,626,000 | 35,974,000 | 35,198,000 | 36,650,000 |
| Total loans | 10,223,000 | 11,413,000 | 11,433,000 | 11,306,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 106,000 |
| Securities available for sale | 16,686,000 | 16,784,000 | 16,219,000 | 16,099,000 |
| Securities held to maturity | 2,228,000 | 1,295,000 | 1,295,000 | 1,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,695,000 | 32,139,000 | 31,177,000 | 32,664,000 |
| Interest-bearing deposits | 26,497,000 | 26,108,000 | 25,736,000 | 26,335,000 |
| Noninterest-bearing deposits | 6,198,000 | 6,031,000 | 5,441,000 | 6,329,000 |
| Equity capital | 3,881,000 | 3,794,000 | 3,971,000 | 3,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 569,000 | 864,000 | 1,156,000 |
| Interest expense | 44,000 | 87,000 | 131,000 | 174,000 |
| Net interest income | 228,000 | 482,000 | 733,000 | 982,000 |
| Noninterest income | 23,000 | 46,000 | 71,000 | 98,000 |
| Noninterest expense | 222,000 | 430,000 | 642,000 | 892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 98,000 | 163,000 | 192,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 29,000 | 98,000 | 163,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,691,000 | 3,760,000 | 3,824,000 | 3,844,000 |
| Total capital | 3,800,000 | 3,869,000 | 3,933,000 | 3,950,000 |
| Risk-weighted assets | 16,714,000 | 20,537,000 | 20,518,000 | 20,874,000 |