Call reports 2014
CAPRA BANK — 2014
What CAPRA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,182,000 | 35,994,000 | 34,465,000 | 36,489,000 |
| Total loans | 8,935,000 | 9,383,000 | 10,126,000 | 9,963,000 |
| Allowance for loan losses | 106,000 | 107,000 | 107,000 | 104,000 |
| Securities available for sale | 15,289,000 | 17,639,000 | 17,237,000 | 17,007,000 |
| Securities held to maturity | 3,277,000 | 2,521,000 | 2,521,000 | 2,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,511,000 | 32,239,000 | 30,667,000 | 32,690,000 |
| Interest-bearing deposits | 26,855,000 | 26,452,000 | 25,634,000 | 26,985,000 |
| Noninterest-bearing deposits | 6,656,000 | 5,787,000 | 5,033,000 | 5,705,000 |
| Equity capital | 3,615,000 | 3,697,000 | 3,736,000 | 3,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 496,000 | 765,000 | 1,035,000 |
| Interest expense | 44,000 | 88,000 | 134,000 | 178,000 |
| Net interest income | 215,000 | 408,000 | 631,000 | 857,000 |
| Noninterest income | 21,000 | 44,000 | 68,000 | 105,000 |
| Noninterest expense | 220,000 | 426,000 | 651,000 | 899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 22,000 | 44,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 22,000 | 44,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,620,000 | 3,624,000 | 3,648,000 | 3,662,000 |
| Total capital | 3,726,000 | 3,731,000 | 3,755,000 | 3,766,000 |
| Risk-weighted assets | 16,096,000 | 16,646,000 | 16,837,000 | 17,285,000 |