Call reports 2013
CAPRA BANK — 2013
What CAPRA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,844,000 | 35,026,000 | 34,676,000 | 35,291,000 |
| Total loans | 9,760,000 | 9,779,000 | 9,417,000 | 8,961,000 |
| Allowance for loan losses | 154,000 | 184,000 | 152,000 | 104,000 |
| Securities available for sale | 12,070,000 | 13,106,000 | 14,253,000 | 15,000,000 |
| Securities held to maturity | 3,908,000 | 3,422,000 | 3,277,000 | 3,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,015,000 | 31,487,000 | 31,040,000 | 31,736,000 |
| Interest-bearing deposits | 25,985,000 | 24,816,000 | 25,140,000 | 25,364,000 |
| Noninterest-bearing deposits | 6,030,000 | 6,671,000 | 5,900,000 | 6,372,000 |
| Equity capital | 3,741,000 | 3,448,000 | 3,556,000 | 3,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 525,000 | 779,000 | 1,056,000 |
| Interest expense | 48,000 | 94,000 | 139,000 | 182,000 |
| Net interest income | 214,000 | 431,000 | 640,000 | 874,000 |
| Noninterest income | 21,000 | 47,000 | 68,000 | 96,000 |
| Noninterest expense | 228,000 | 441,000 | 620,000 | 885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 37,000 | 88,000 | 85,000 |
| Income tax | 0 | 0 | 4,000 | 0 |
| Net income | 7,000 | 37,000 | 84,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,525,000 | 3,555,000 | 3,603,000 | 3,603,000 |
| Total capital | 3,679,000 | 3,739,000 | 3,755,000 | 3,707,000 |
| Risk-weighted assets | 15,976,000 | 15,918,000 | 15,729,000 | 15,432,000 |