Call reports 2012
CAPRA BANK — 2012
What CAPRA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,763,000 | 34,460,000 | 34,775,000 | 35,663,000 |
| Total loans | 10,694,000 | 10,579,000 | 10,771,000 | 10,205,000 |
| Allowance for loan losses | 136,000 | 136,000 | 147,000 | 157,000 |
| Securities available for sale | 7,972,000 | 10,728,000 | 11,332,000 | 12,083,000 |
| Securities held to maturity | 4,661,000 | 3,945,000 | 3,910,000 | 3,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,103,000 | 30,674,000 | 30,929,000 | 31,844,000 |
| Interest-bearing deposits | 25,462,000 | 25,734,000 | 25,415,000 | 25,202,000 |
| Noninterest-bearing deposits | 5,641,000 | 4,940,000 | 5,514,000 | 6,642,000 |
| Equity capital | 3,579,000 | 3,661,000 | 3,754,000 | 3,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 572,000 | 860,000 | 1,142,000 |
| Interest expense | 56,000 | 111,000 | 164,000 | 215,000 |
| Net interest income | 227,000 | 461,000 | 696,000 | 927,000 |
| Noninterest income | 24,000 | 27,000 | 21,000 | 56,000 |
| Noninterest expense | 242,000 | 424,000 | 607,000 | 867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 64,000 | 110,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 64,000 | 110,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,412,000 | 3,467,000 | 3,513,000 | 3,518,000 |
| Total capital | 3,548,000 | 3,603,000 | 3,660,000 | 3,675,000 |
| Risk-weighted assets | 15,985,000 | 18,442,000 | 16,507,000 | 16,068,000 |