Call reports 2011
CAPRA BANK — 2011
What CAPRA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,367,000 | 32,468,000 | 31,885,000 | 33,062,000 |
| Total loans | 11,852,000 | 11,713,000 | 12,239,000 | 11,355,000 |
| Allowance for loan losses | 307,000 | 303,000 | 230,000 | 237,000 |
| Securities available for sale | 4,283,000 | 6,849,000 | 7,607,000 | 8,162,000 |
| Securities held to maturity | 6,773,000 | 6,048,000 | 5,724,000 | 4,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,974,000 | 28,945,000 | 28,202,000 | 29,398,000 |
| Interest-bearing deposits | 25,657,000 | 24,932,000 | 23,938,000 | 24,463,000 |
| Noninterest-bearing deposits | 4,317,000 | 4,013,000 | 4,264,000 | 4,935,000 |
| Equity capital | 3,305,000 | 3,408,000 | 3,580,000 | 3,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 602,000 | 918,000 | 1,215,000 |
| Interest expense | 72,000 | 141,000 | 204,000 | 262,000 |
| Net interest income | 228,000 | 461,000 | 714,000 | 953,000 |
| Noninterest income | 8,000 | 32,000 | 85,000 | 78,000 |
| Noninterest expense | 250,000 | 474,000 | 680,000 | 921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | 19,000 | 119,000 | 110,000 |
| Income tax | 0 | 0 | 5,000 | 0 |
| Net income | -14,000 | 19,000 | 114,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,278,000 | 3,312,000 | 3,406,000 | 3,403,000 |
| Total capital | 3,488,000 | 3,518,000 | 3,615,000 | 3,604,000 |
| Risk-weighted assets | 16,729,000 | 16,396,000 | 16,693,000 | 16,073,000 |