Call reports 2010
CAPRA BANK — 2010
What CAPRA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,461,000 | 32,722,000 | 32,379,000 | 32,937,000 |
| Total loans | 12,471,000 | 13,224,000 | 12,869,000 | 12,575,000 |
| Allowance for loan losses | 390,000 | 389,000 | 419,000 | 309,000 |
| Securities available for sale | 3,855,000 | 4,483,000 | 5,095,000 | 4,019,000 |
| Securities held to maturity | 8,453,000 | 7,022,000 | 6,939,000 | 6,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,139,000 | 29,343,000 | 28,941,000 | 29,559,000 |
| Interest-bearing deposits | 24,165,000 | 25,581,000 | 25,143,000 | 25,239,000 |
| Noninterest-bearing deposits | 4,974,000 | 3,762,000 | 3,798,000 | 4,320,000 |
| Equity capital | 3,153,000 | 3,224,000 | 3,304,000 | 3,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 721,000 | 1,069,000 | 1,383,000 |
| Interest expense | 99,000 | 192,000 | 279,000 | 358,000 |
| Net interest income | 268,000 | 529,000 | 790,000 | 1,025,000 |
| Noninterest income | 7,000 | 38,000 | 22,000 | 55,000 |
| Noninterest expense | 269,000 | 520,000 | 721,000 | 952,000 |
| Provision for loan losses | 147,000 | 147,000 | 147,000 | 117,000 |
| Pretax income | -141,000 | -100,000 | -56,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -141,000 | -100,000 | -56,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,141,000 | 3,182,000 | 3,227,000 | 3,293,000 |
| Total capital | 3,358,000 | 3,403,000 | 3,445,000 | 3,506,000 |
| Risk-weighted assets | 17,211,000 | 17,537,000 | 17,222,000 | 16,925,000 |