Call reports 2007
CAPRA BANK — 2007
What CAPRA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,968,000 | 30,245,000 | 30,056,000 | 30,837,000 |
| Total loans | 15,202,000 | 15,580,000 | 16,192,000 | 15,425,000 |
| Allowance for loan losses | 178,000 | 167,000 | 175,000 | 192,000 |
| Securities available for sale | 4,781,000 | 4,707,000 | 4,797,000 | 4,603,000 |
| Securities held to maturity | 7,752,000 | 7,432,000 | 7,330,000 | 7,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,015,000 | 26,290,000 | 25,711,000 | 26,892,000 |
| Interest-bearing deposits | 22,618,000 | 22,097,000 | 21,331,000 | 21,867,000 |
| Noninterest-bearing deposits | 4,396,000 | 4,193,000 | 4,380,000 | 5,025,000 |
| Equity capital | 3,690,000 | 3,666,000 | 3,783,000 | 3,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 975,000 | 1,469,000 | 2,035,000 |
| Interest expense | 188,000 | 377,000 | 565,000 | 743,000 |
| Net interest income | 300,000 | 598,000 | 904,000 | 1,292,000 |
| Noninterest income | 36,000 | 83,000 | 130,000 | 176,000 |
| Noninterest expense | 222,000 | 481,000 | 714,000 | 1,152,000 |
| Provision for loan losses | 0 | 0 | 47,000 | 114,000 |
| Pretax income | 114,000 | 200,000 | 273,000 | 202,000 |
| Income tax | 3,000 | 12,000 | 19,000 | 10,000 |
| Net income | 111,000 | 188,000 | 254,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,737,000 | 3,783,000 | 3,806,000 | 3,692,000 |
| Total capital | 3,915,000 | 3,950,000 | 3,981,000 | 3,884,000 |
| Risk-weighted assets | 18,569,000 | 18,758,000 | 20,048,000 | 18,773,000 |