Call reports 2006
CAPRA BANK — 2006
What CAPRA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,249,000 | 30,261,000 | 30,806,000 | 30,952,000 |
| Total loans | 14,911,000 | 15,899,000 | 16,171,000 | 15,503,000 |
| Allowance for loan losses | 197,000 | 199,000 | 187,000 | 192,000 |
| Securities available for sale | 5,357,000 | 4,862,000 | 5,028,000 | 5,053,000 |
| Securities held to maturity | 8,084,000 | 7,882,000 | 7,771,000 | 8,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,507,000 | 26,527,000 | 26,370,000 | 27,106,000 |
| Interest-bearing deposits | 23,500,000 | 23,212,000 | 22,779,000 | 22,616,000 |
| Noninterest-bearing deposits | 4,007,000 | 3,315,000 | 3,591,000 | 4,490,000 |
| Equity capital | 3,448,000 | 3,411,000 | 3,643,000 | 3,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 957,000 | 1,441,000 | 1,924,000 |
| Interest expense | 184,000 | 381,000 | 582,000 | 778,000 |
| Net interest income | 291,000 | 576,000 | 859,000 | 1,146,000 |
| Noninterest income | 41,000 | 88,000 | 131,000 | 171,000 |
| Noninterest expense | 218,000 | 451,000 | 662,000 | 1,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 114,000 | 207,000 | 322,000 | 281,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 22,000 |
| Net income | 109,000 | 197,000 | 306,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,609,000 | 3,663,000 | 3,738,000 | 3,651,000 |
| Total capital | 3,806,000 | 3,862,000 | 3,925,000 | 3,843,000 |
| Risk-weighted assets | 18,454,000 | 19,009,000 | 19,416,000 | 18,954,000 |