Call reports 2003
CAPRA BANK — 2003
What CAPRA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,877,000 | 31,218,000 | 30,768,000 | 31,134,000 |
| Total loans | 14,469,000 | 13,993,000 | 14,309,000 | 13,350,000 |
| Allowance for loan losses | 202,000 | 186,000 | 196,000 | 192,000 |
| Securities available for sale | 2,539,000 | 1,559,000 | 2,541,000 | 3,155,000 |
| Securities held to maturity | 9,767,000 | 11,019,000 | 10,623,000 | 10,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,359,000 | 27,630,000 | 27,125,000 | 27,653,000 |
| Interest-bearing deposits | 24,381,000 | 24,871,000 | 24,122,000 | 24,565,000 |
| Noninterest-bearing deposits | 2,978,000 | 2,759,000 | 3,003,000 | 3,088,000 |
| Equity capital | 3,105,000 | 3,167,000 | 3,228,000 | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 959,000 | 1,437,000 | 1,916,000 |
| Interest expense | 161,000 | 316,000 | 460,000 | 597,000 |
| Net interest income | 324,000 | 643,000 | 977,000 | 1,319,000 |
| Noninterest income | 37,000 | 75,000 | 113,000 | 160,000 |
| Noninterest expense | 217,000 | 443,000 | 661,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 144,000 | 275,000 | 429,000 | 429,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 20,000 |
| Net income | 137,000 | 261,000 | 408,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,068,000 | 3,111,000 | 3,203,000 | 3,159,000 |
| Total capital | 3,270,000 | 3,297,000 | 3,399,000 | 3,351,000 |
| Risk-weighted assets | 16,764,000 | 16,948,000 | 17,508,000 | 16,905,000 |