Call reports 2002
CAPRA BANK — 2002
What CAPRA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,940,000 | 30,057,000 | 30,213,000 | 30,635,000 |
| Total loans | 14,194,000 | 14,063,000 | 14,083,000 | 14,344,000 |
| Allowance for loan losses | 193,000 | 158,000 | 189,000 | 192,000 |
| Securities available for sale | 2,955,000 | 3,065,000 | 2,633,000 | 2,246,000 |
| Securities held to maturity | 7,557,000 | 8,258,000 | 7,223,000 | 8,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,678,000 | 26,623,000 | 26,659,000 | 27,179,000 |
| Interest-bearing deposits | 22,282,000 | 23,246,000 | 23,444,000 | 23,610,000 |
| Noninterest-bearing deposits | 3,395,000 | 3,377,000 | 3,215,000 | 3,569,000 |
| Equity capital | 2,809,000 | 2,972,000 | 3,066,000 | 3,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 977,000 | 1,493,000 | 1,977,000 |
| Interest expense | 198,000 | 394,000 | 586,000 | 765,000 |
| Net interest income | 283,000 | 583,000 | 907,000 | 1,212,000 |
| Noninterest income | 40,000 | 72,000 | 112,000 | 151,000 |
| Noninterest expense | 223,000 | 461,000 | 695,000 | 1,017,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 11,000 |
| Pretax income | 100,000 | 194,000 | 316,000 | 335,000 |
| Income tax | 5,000 | 9,000 | 16,000 | 18,000 |
| Net income | 95,000 | 185,000 | 300,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,899,000 | 2,958,000 | 3,035,000 | 2,998,000 |
| Total capital | 3,092,000 | 3,116,000 | 3,224,000 | 3,190,000 |
| Risk-weighted assets | 15,467,000 | 15,207,000 | 15,862,000 | 17,528,000 |