Call reports 2001
CAPRA BANK — 2001
What CAPRA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,159,000 | 28,905,000 | 27,127,000 | 27,574,000 |
| Total loans | 13,690,000 | 14,466,000 | 14,339,000 | 14,143,000 |
| Allowance for loan losses | 80,000 | 200,000 | 200,000 | 192,000 |
| Securities available for sale | 3,627,000 | 3,011,000 | 2,188,000 | 2,789,000 |
| Securities held to maturity | 7,797,000 | 8,181,000 | 7,342,000 | 6,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,576,000 | 24,365,000 | 23,752,000 | 24,298,000 |
| Interest-bearing deposits | 21,416,000 | 21,294,000 | 21,035,000 | 21,134,000 |
| Noninterest-bearing deposits | 3,160,000 | 3,071,000 | 2,717,000 | 3,164,000 |
| Equity capital | 4,056,000 | 4,041,000 | 2,875,000 | 2,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,085,000 | 1,587,000 | 2,076,000 |
| Interest expense | 263,000 | 513,000 | 744,000 | 956,000 |
| Net interest income | 280,000 | 572,000 | 843,000 | 1,120,000 |
| Noninterest income | 33,000 | 76,000 | 120,000 | 150,000 |
| Noninterest expense | 196,000 | 390,000 | 556,000 | 856,000 |
| Provision for loan losses | 0 | 123,000 | 123,000 | 122,000 |
| Pretax income | 117,000 | 135,000 | 283,000 | 291,000 |
| Income tax | 5,000 | 5,000 | 11,000 | 22,000 |
| Net income | 112,000 | 130,000 | 272,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,044,000 | 4,031,000 | 2,839,000 | 2,819,000 |
| Total capital | 4,124,000 | 4,231,000 | 3,039,000 | 3,011,000 |
| Risk-weighted assets | 15,703,000 | 16,366,000 | 16,233,000 | 15,741,000 |