Call reports 2003
WABASHA COUNTY BANK — 2003
What WABASHA COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,715,000 | 20,283,000 | 20,488,000 | 20,236,000 |
| Total loans | 11,698,000 | 10,961,000 | 10,948,000 | 11,880,000 |
| Allowance for loan losses | 139,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,499,000 | 999,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,267,000 | 16,710,000 | 16,810,000 | 16,441,000 |
| Interest-bearing deposits | 14,362,000 | 14,729,000 | 15,095,000 | 14,592,000 |
| Noninterest-bearing deposits | 1,905,000 | 1,981,000 | 1,715,000 | 1,849,000 |
| Equity capital | 3,345,000 | 3,471,000 | 3,568,000 | 3,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 524,000 | 768,000 | 1,018,000 |
| Interest expense | 80,000 | 156,000 | 229,000 | 299,000 |
| Net interest income | 165,000 | 368,000 | 539,000 | 719,000 |
| Noninterest income | 19,000 | 39,000 | 60,000 | 79,000 |
| Noninterest expense | 57,000 | 154,000 | 249,000 | 304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 253,000 | 350,000 | 494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 253,000 | 350,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,345,000 | 3,471,000 | 3,568,000 | 3,712,000 |
| Total capital | 3,484,000 | 3,611,000 | 3,708,000 | 3,852,000 |
| Risk-weighted assets | 11,792,000 | 11,449,000 | 11,164,000 | 11,742,000 |