Call reports 2002
WABASHA COUNTY BANK — 2002
What WABASHA COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,205,000 | 18,381,000 | 18,104,000 | 18,045,000 |
| Total loans | 12,061,000 | 11,958,000 | 12,432,000 | 11,868,000 |
| Allowance for loan losses | 155,000 | 149,000 | 149,000 | 139,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,153,000 | 15,234,000 | 14,805,000 | 14,725,000 |
| Interest-bearing deposits | 14,078,000 | 13,837,000 | 13,519,000 | 13,451,000 |
| Noninterest-bearing deposits | 1,075,000 | 1,397,000 | 1,286,000 | 1,274,000 |
| Equity capital | 2,897,000 | 3,025,000 | 3,173,000 | 3,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 547,000 | 833,000 | 1,090,000 |
| Interest expense | 104,000 | 202,000 | 297,000 | 380,000 |
| Net interest income | 171,000 | 345,000 | 536,000 | 710,000 |
| Noninterest income | 35,000 | 60,000 | 83,000 | 107,000 |
| Noninterest expense | 58,000 | 129,000 | 195,000 | 270,000 |
| Provision for loan losses | 0 | 0 | 0 | 78,000 |
| Pretax income | 148,000 | 276,000 | 424,000 | 469,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 276,000 | 424,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,897,000 | 3,025,000 | 3,173,000 | 3,218,000 |
| Total capital | 3,039,000 | 3,166,000 | 3,317,000 | 3,357,000 |
| Risk-weighted assets | 11,376,000 | 11,303,000 | 11,556,000 | 11,272,000 |