Call reports 2001
WABASHA COUNTY BANK — 2001
What WABASHA COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,768,000 | 17,632,000 | 18,151,000 | 18,324,000 |
| Total loans | 12,448,000 | 12,405,000 | 12,205,000 | 11,643,000 |
| Allowance for loan losses | 131,000 | 131,000 | 156,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,025,000 | 14,821,000 | 15,279,000 | 15,416,000 |
| Interest-bearing deposits | 13,080,000 | 13,589,000 | 14,142,000 | 14,076,000 |
| Noninterest-bearing deposits | 945,000 | 1,232,000 | 1,137,000 | 1,340,000 |
| Equity capital | 2,518,000 | 2,592,000 | 2,647,000 | 2,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 662,000 | 982,000 | 1,267,000 |
| Interest expense | 185,000 | 354,000 | 513,000 | 637,000 |
| Net interest income | 162,000 | 308,000 | 469,000 | 630,000 |
| Noninterest income | 31,000 | 45,000 | 61,000 | 101,000 |
| Noninterest expense | 54,000 | 127,000 | 190,000 | 283,000 |
| Provision for loan losses | 0 | 4,000 | 77,000 | 75,000 |
| Pretax income | 139,000 | 222,000 | 263,000 | 373,000 |
| Income tax | 18,000 | 27,000 | 35,000 | 43,000 |
| Net income | 121,000 | 195,000 | 228,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,518,000 | 2,592,000 | 2,647,000 | 2,749,000 |
| Total capital | 2,649,000 | 2,723,000 | 2,788,000 | 2,888,000 |
| Risk-weighted assets | 11,075,000 | 11,258,000 | 11,238,000 | 11,125,000 |