Call reports 2005
FIRST NATIONAL BANK OF ALACHUA — 2005
What FIRST NATIONAL BANK OF ALACHUA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 229,987,000 |
| Total loans | 124,446,000 |
| Allowance for loan losses | 1,906,000 |
| Securities available for sale | 517,000 |
| Securities held to maturity | 35,197,000 |
| Trading assets | 0 |
| Total deposits | 202,831,000 |
| Interest-bearing deposits | 154,364,000 |
| Noninterest-bearing deposits | 48,467,000 |
| Equity capital | 25,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 2,856,000 |
| Interest expense | 683,000 |
| Net interest income | 2,173,000 |
| Noninterest income | 368,000 |
| Noninterest expense | 1,801,000 |
| Provision for loan losses | 0 |
| Pretax income | 740,000 |
| Income tax | 264,000 |
| Net income | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 24,803,000 |
| Total capital | 26,639,000 |
| Risk-weighted assets | 146,843,000 |