Call reports 2002
FIRST NATIONAL BANK OF ALACHUA — 2002
What FIRST NATIONAL BANK OF ALACHUA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 190,358,000 | 202,458,000 | 204,868,000 | 202,840,000 |
| Total loans | 134,971,000 | 131,539,000 | 133,556,000 | 141,241,000 |
| Allowance for loan losses | 1,270,000 | 1,334,000 | 1,528,000 | 1,758,000 |
| Securities available for sale | 1,403,000 | 1,129,000 | 1,035,000 | 923,000 |
| Securities held to maturity | 21,140,000 | 18,644,000 | 20,748,000 | 20,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,433,000 | 182,519,000 | 183,959,000 | 181,591,000 |
| Interest-bearing deposits | 136,004,000 | 143,024,000 | 149,904,000 | 145,828,000 |
| Noninterest-bearing deposits | 34,429,000 | 39,495,000 | 34,055,000 | 35,763,000 |
| Equity capital | 17,908,000 | 18,687,000 | 19,436,000 | 20,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,380,000 | 6,702,000 | 9,976,000 | 13,159,000 |
| Interest expense | 1,091,000 | 2,094,000 | 3,114,000 | 4,112,000 |
| Net interest income | 2,289,000 | 4,608,000 | 6,862,000 | 9,047,000 |
| Noninterest income | 518,000 | 1,050,000 | 1,545,000 | 2,075,000 |
| Noninterest expense | 1,489,000 | 2,953,000 | 4,374,000 | 5,848,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 640,000 |
| Pretax income | 1,183,000 | 2,435,000 | 3,628,000 | 4,634,000 |
| Income tax | 450,000 | 914,000 | 1,355,000 | 1,734,000 |
| Net income | 733,000 | 1,521,000 | 2,273,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,386,000 | 17,197,000 | 17,987,000 | 18,638,000 |
| Total capital | 17,656,000 | 18,531,000 | 19,515,000 | 20,396,000 |
| Risk-weighted assets | 146,440,000 | 149,673,000 | 152,465,000 | 156,166,000 |