Call reports 2001
FIRST NATIONAL BANK OF ALACHUA — 2001
What FIRST NATIONAL BANK OF ALACHUA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,293,000 | 181,639,000 | 189,183,000 | 186,746,000 |
| Total loans | 121,314,000 | 123,455,000 | 121,808,000 | 129,281,000 |
| Allowance for loan losses | 1,040,000 | 1,094,000 | 1,006,000 | 1,129,000 |
| Securities available for sale | 2,431,000 | 1,912,000 | 1,793,000 | 1,655,000 |
| Securities held to maturity | 24,892,000 | 23,004,000 | 21,716,000 | 23,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,274,000 | 164,142,000 | 170,838,000 | 167,867,000 |
| Interest-bearing deposits | 128,710,000 | 131,014,000 | 138,232,000 | 134,855,000 |
| Noninterest-bearing deposits | 30,564,000 | 33,128,000 | 32,605,000 | 33,012,000 |
| Equity capital | 15,167,000 | 15,741,000 | 16,475,000 | 17,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,542,000 | 7,126,000 | 10,763,000 | 13,896,000 |
| Interest expense | 1,588,000 | 3,172,000 | 4,677,000 | 5,958,000 |
| Net interest income | 1,954,000 | 3,954,000 | 6,086,000 | 7,938,000 |
| Noninterest income | 338,000 | 671,000 | 1,006,000 | 1,780,000 |
| Noninterest expense | 1,412,000 | 2,762,000 | 4,115,000 | 5,372,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 515,000 |
| Pretax income | 790,000 | 1,684,000 | 2,756,000 | 3,969,000 |
| Income tax | 294,000 | 604,000 | 957,000 | 1,440,000 |
| Net income | 496,000 | 1,080,000 | 1,799,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,494,000 | 14,101,000 | 14,875,000 | 15,628,000 |
| Total capital | 14,534,000 | 15,195,000 | 15,881,000 | 16,757,000 |
| Risk-weighted assets | 130,518,000 | 134,384,000 | 136,204,000 | 140,900,000 |