Call reports 2025
1ST UNITED BANK — 2025
What 1ST UNITED BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 167,195,000 |
| Total loans | 76,049,000 |
| Allowance for loan losses | 1,090,000 |
| Securities available for sale | 74,239,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 148,261,000 |
| Interest-bearing deposits | 120,132,000 |
| Noninterest-bearing deposits | 28,129,000 |
| Equity capital | 17,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 1,594,000 |
| Interest expense | 328,000 |
| Net interest income | 1,266,000 |
| Noninterest income | 122,000 |
| Noninterest expense | 772,000 |
| Provision for loan losses | 0 |
| Pretax income | 616,000 |
| Income tax | 175,000 |
| Net income | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 16,811,000 |
| Total capital | 17,901,000 |
| Risk-weighted assets | 100,013,000 |