Call reports 2022
1ST UNITED BANK — 2022
What 1ST UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 199,580,000 | 194,989,000 | 187,068,000 | 193,576,000 |
| Total loans | 70,045,000 | 72,884,000 | 67,473,000 | 76,055,000 |
| Allowance for loan losses | 1,095,000 | 1,095,000 | 1,095,000 | 1,094,000 |
| Securities available for sale | 110,400,000 | 106,687,000 | 102,575,000 | 101,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,071,000 | 174,815,000 | 171,923,000 | 171,334,000 |
| Interest-bearing deposits | 140,748,000 | 137,666,000 | 133,637,000 | 134,896,000 |
| Noninterest-bearing deposits | 39,323,000 | 37,149,000 | 38,286,000 | 36,438,000 |
| Equity capital | 18,781,000 | 17,357,000 | 14,473,000 | 13,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,399,000 | 3,642,000 | 4,981,000 |
| Interest expense | 90,000 | 184,000 | 275,000 | 452,000 |
| Net interest income | 1,090,000 | 2,215,000 | 3,367,000 | 4,529,000 |
| Noninterest income | 176,000 | 310,000 | 522,000 | 680,000 |
| Noninterest expense | 869,000 | 1,708,000 | 2,554,000 | 3,022,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 387,000 | 807,000 | 1,325,000 | 2,177,000 |
| Income tax | 111,000 | 229,000 | 376,000 | 635,000 |
| Net income | 276,000 | 578,000 | 949,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,127,000 | 19,445,000 | 18,778,000 | 16,871,000 |
| Total capital | 20,222,000 | 20,540,000 | 19,873,000 | 17,965,000 |
| Risk-weighted assets | 90,857,000 | 103,666,000 | 101,726,000 | 107,018,000 |