Call reports 2021
1ST UNITED BANK — 2021
What 1ST UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,929,000 | 191,286,000 | 202,163,000 | 197,191,000 |
| Total loans | 73,604,000 | 75,414,000 | 71,050,000 | 70,898,000 |
| Allowance for loan losses | 952,000 | 1,012,000 | 1,042,000 | 1,085,000 |
| Securities available for sale | 84,890,000 | 91,791,000 | 107,194,000 | 103,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,068,000 | 168,827,000 | 179,633,000 | 174,525,000 |
| Interest-bearing deposits | 131,762,000 | 133,552,000 | 139,182,000 | 139,772,000 |
| Noninterest-bearing deposits | 34,306,000 | 35,275,000 | 40,451,000 | 34,753,000 |
| Equity capital | 21,568,000 | 22,015,000 | 21,966,000 | 21,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,653,000 | 4,047,000 | 5,347,000 |
| Interest expense | 94,000 | 197,000 | 293,000 | 389,000 |
| Net interest income | 1,261,000 | 2,456,000 | 3,754,000 | 4,958,000 |
| Noninterest income | 403,000 | 772,000 | 1,054,000 | 1,496,000 |
| Noninterest expense | 848,000 | 1,741,000 | 2,584,000 | 3,431,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 170,000 |
| Pretax income | 756,000 | 1,367,000 | 2,123,000 | 2,902,000 |
| Income tax | 217,000 | 391,000 | 604,000 | 827,000 |
| Net income | 539,000 | 976,000 | 1,519,000 | 2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,467,000 | 17,658,000 | 18,205,000 | 18,806,000 |
| Total capital | — | 18,670,000 | 19,247,000 | 19,891,000 |
| Risk-weighted assets | — | 98,100,000 | 93,300,000 | 100,142,000 |