Call reports 2019
1ST UNITED BANK — 2019
What 1ST UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,881,000 | 142,270,000 | 143,146,000 | 144,428,000 |
| Total loans | 74,884,000 | 76,628,000 | 77,059,000 | 75,153,000 |
| Allowance for loan losses | 614,000 | 644,000 | 674,000 | 704,000 |
| Securities available for sale | 51,490,000 | 50,193,000 | 44,701,000 | 56,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,369,000 | 122,197,000 | 122,382,000 | 123,752,000 |
| Interest-bearing deposits | 102,496,000 | 100,426,000 | 98,948,000 | 101,117,000 |
| Noninterest-bearing deposits | 22,873,000 | 21,771,000 | 23,434,000 | 22,635,000 |
| Equity capital | 18,670,000 | 19,714,000 | 19,849,000 | 20,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,766,000 | 4,190,000 | 5,565,000 |
| Interest expense | 94,000 | 202,000 | 317,000 | 432,000 |
| Net interest income | 1,281,000 | 2,564,000 | 3,873,000 | 5,133,000 |
| Noninterest income | 308,000 | 689,000 | 1,072,000 | 1,490,000 |
| Noninterest expense | 1,091,000 | 2,144,000 | 3,229,000 | 4,304,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 468,000 | 1,049,000 | 1,626,000 | 2,246,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 466,000 | 1,047,000 | 1,624,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,942,000 | 15,566,000 | 15,691,000 | 16,336,000 |
| Total capital | 15,556,000 | 16,210,000 | 16,365,000 | 17,040,000 |
| Risk-weighted assets | 95,878,000 | 94,107,000 | 94,296,000 | 92,407,000 |