Call reports 2018
1ST UNITED BANK — 2018
What 1ST UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,789,000 | 145,171,000 | 145,436,000 | 142,380,000 |
| Total loans | 70,918,000 | 69,198,000 | 72,579,000 | 71,158,000 |
| Allowance for loan losses | 405,000 | 464,000 | 524,000 | 584,000 |
| Securities available for sale | 60,979,000 | 58,646,000 | 56,455,000 | 55,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,664,000 | 127,421,000 | 125,732,000 | 123,985,000 |
| Interest-bearing deposits | 106,425,000 | 103,937,000 | 102,352,000 | 102,547,000 |
| Noninterest-bearing deposits | 22,239,000 | 23,484,000 | 23,380,000 | 21,438,000 |
| Equity capital | 17,836,000 | 17,454,000 | 17,287,000 | 18,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,515,000 | 3,874,000 | 5,241,000 |
| Interest expense | 79,000 | 166,000 | 246,000 | 341,000 |
| Net interest income | 1,158,000 | 2,349,000 | 3,628,000 | 4,900,000 |
| Noninterest income | 418,000 | 703,000 | 1,045,000 | 1,416,000 |
| Noninterest expense | 1,070,000 | 2,174,000 | 3,205,000 | 4,332,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 446,000 | 758,000 | 1,288,000 | 1,744,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 444,000 | 756,000 | 1,286,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,584,000 | 14,395,000 | 14,423,000 | 14,919,000 |
| Total capital | 14,989,000 | 14,859,000 | 14,947,000 | 15,503,000 |
| Risk-weighted assets | 83,855,000 | 84,267,000 | 88,184,000 | 86,886,000 |