Call reports 2017
1ST UNITED BANK — 2017
What 1ST UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,679,000 | 153,556,000 | 150,041,000 | 149,151,000 |
| Total loans | 72,933,000 | 77,645,000 | 77,111,000 | 72,005,000 |
| Allowance for loan losses | 783,000 | 216,000 | 270,000 | 345,000 |
| Securities available for sale | 63,586,000 | 59,239,000 | 57,297,000 | 59,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,961,000 | 133,878,000 | 131,518,000 | 130,583,000 |
| Interest-bearing deposits | 113,496,000 | 109,905,000 | 106,420,000 | 106,250,000 |
| Noninterest-bearing deposits | 23,465,000 | 23,973,000 | 25,098,000 | 24,333,000 |
| Equity capital | 17,987,000 | 18,400,000 | 17,789,000 | 17,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,565,000 | 3,884,000 | 5,207,000 |
| Interest expense | 85,000 | 185,000 | 273,000 | 360,000 |
| Net interest income | 1,206,000 | 2,380,000 | 3,611,000 | 4,847,000 |
| Noninterest income | 347,000 | 631,000 | 957,000 | 1,269,000 |
| Noninterest expense | 910,000 | 2,335,000 | 3,387,000 | 4,423,000 |
| Provision for loan losses | 43,000 | 73,000 | 127,000 | 202,000 |
| Pretax income | 600,000 | 603,000 | 1,054,000 | 1,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 600,000 | 603,000 | 1,054,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,921,000 | 14,237,000 | 13,768,000 | 14,285,000 |
| Total capital | 13,704,000 | 14,453,000 | 14,038,000 | 14,630,000 |
| Risk-weighted assets | 93,172,000 | 95,281,000 | 90,936,000 | 85,157,000 |