Call reports 2016
1ST UNITED BANK — 2016
What 1ST UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,919,000 | 145,229,000 | 153,720,000 | 150,568,000 |
| Total loans | 78,601,000 | 82,425,000 | 77,065,000 | 76,846,000 |
| Allowance for loan losses | 791,000 | 716,000 | 783,000 | 783,000 |
| Securities available for sale | 49,462,000 | 48,653,000 | 53,787,000 | 55,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,497,000 | 130,411,000 | 135,150,000 | 131,219,000 |
| Interest-bearing deposits | 105,202,000 | 106,146,000 | 109,102,000 | 106,721,000 |
| Noninterest-bearing deposits | 24,295,000 | 24,265,000 | 26,048,000 | 24,498,000 |
| Equity capital | 13,584,000 | 11,551,000 | 17,724,000 | 17,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,723,000 | 985,000 | 2,225,000 |
| Interest expense | 84,000 | 173,000 | 72,000 | 160,000 |
| Net interest income | 1,249,000 | 2,550,000 | 913,000 | 2,065,000 |
| Noninterest income | 302,000 | 632,000 | 295,000 | 699,000 |
| Noninterest expense | 1,145,000 | 2,413,000 | 760,000 | 1,636,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 143,000 |
| Pretax income | 406,000 | 769,000 | 348,000 | 1,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 769,000 | 348,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,368,000 | 10,044,000 | 11,658,000 | 12,321,000 |
| Total capital | 13,163,000 | 10,764,000 | 12,443,000 | 13,104,000 |
| Risk-weighted assets | 98,276,000 | 101,023,000 | 94,454,000 | 101,369,000 |