Call reports 2015
1ST UNITED BANK — 2015
What 1ST UNITED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 142,428,000 | 136,386,000 | 136,685,000 | 139,874,000 |
| Total loans | 85,659,000 | 81,837,000 | 82,440,000 | 79,567,000 |
| Allowance for loan losses | 906,000 | 906,000 | 906,000 | 803,000 |
| Securities available for sale | 47,287,000 | 42,747,000 | 41,428,000 | 44,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,820,000 | 122,403,000 | 122,288,000 | 125,609,000 |
| Interest-bearing deposits | 105,130,000 | 101,096,000 | 98,745,000 | 102,064,000 |
| Noninterest-bearing deposits | 20,690,000 | 21,307,000 | 23,543,000 | 23,545,000 |
| Equity capital | 13,523,000 | 13,097,000 | 13,589,000 | 13,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,776,000 | 4,160,000 | 5,505,000 |
| Interest expense | 78,000 | 152,000 | 223,000 | 300,000 |
| Net interest income | 1,319,000 | 2,624,000 | 3,937,000 | 5,205,000 |
| Noninterest income | 118,000 | 461,000 | 847,000 | 1,172,000 |
| Noninterest expense | 1,182,000 | 2,357,000 | 3,552,000 | 4,825,000 |
| Provision for loan losses | -170,000 | -170,000 | -170,000 | -80,000 |
| Pretax income | 425,000 | 898,000 | 1,402,000 | 1,632,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 421,000 | 894,000 | 1,398,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,128,000 | 12,239,000 | 12,505,000 | 12,561,000 |
| Total capital | 13,035,000 | 13,147,000 | 13,413,000 | 13,366,000 |
| Risk-weighted assets | 103,557,000 | 101,170,000 | 101,101,000 | 99,288,000 |