Call reports 2014
1ST UNITED BANK — 2014
What 1ST UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 143,482,000 | 143,889,000 | 145,740,000 | 140,803,000 |
| Total loans | 84,003,000 | 88,070,000 | 88,426,000 | 85,442,000 |
| Allowance for loan losses | 1,121,000 | 1,121,000 | 1,110,000 | 1,110,000 |
| Securities available for sale | 48,278,000 | 44,781,000 | 44,365,000 | 43,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,543,000 | 123,537,000 | 127,640,000 | 126,432,000 |
| Interest-bearing deposits | 111,102,000 | 106,188,000 | 106,112,000 | 106,975,000 |
| Noninterest-bearing deposits | 17,441,000 | 17,349,000 | 21,528,000 | 19,457,000 |
| Equity capital | 12,317,000 | 12,906,000 | 13,302,000 | 13,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,845,000 | 4,328,000 | 5,780,000 |
| Interest expense | 105,000 | 204,000 | 291,000 | 376,000 |
| Net interest income | 1,255,000 | 2,641,000 | 4,037,000 | 5,404,000 |
| Noninterest income | 283,000 | 621,000 | 1,089,000 | 1,468,000 |
| Noninterest expense | 1,153,000 | 2,318,000 | 3,541,000 | 4,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 1,015,000 | 1,656,000 | 2,053,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 388,000 | 1,010,000 | 1,651,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,670,000 | 11,910,000 | 12,291,000 | 12,356,000 |
| Total capital | 12,793,000 | 13,032,000 | 13,402,000 | 13,466,000 |
| Risk-weighted assets | 102,662,000 | 104,791,000 | 105,340,000 | 103,053,000 |