Call reports 2013
1ST UNITED BANK — 2013
What 1ST UNITED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,835,000 | 141,458,000 | 142,620,000 | 142,789,000 |
| Total loans | 77,018,000 | 79,440,000 | 79,246,000 | 79,458,000 |
| Allowance for loan losses | 1,123,000 | 1,123,000 | 1,123,000 | 1,122,000 |
| Securities available for sale | 47,701,000 | 46,576,000 | 48,984,000 | 49,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,873,000 | 127,578,000 | 128,868,000 | 128,147,000 |
| Interest-bearing deposits | 111,722,000 | 110,875,000 | 110,038,000 | 110,012,000 |
| Noninterest-bearing deposits | 19,151,000 | 16,703,000 | 18,830,000 | 18,135,000 |
| Equity capital | 13,967,000 | 12,576,000 | 12,411,000 | 12,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,821,000 | 4,258,000 | 5,672,000 |
| Interest expense | 185,000 | 355,000 | 514,000 | 643,000 |
| Net interest income | 1,193,000 | 2,466,000 | 3,744,000 | 5,029,000 |
| Noninterest income | 381,000 | 868,000 | 1,241,000 | 1,557,000 |
| Noninterest expense | 1,254,000 | 2,421,000 | 3,598,000 | 4,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 651,000 | 1,244,000 | 1,718,000 | 1,990,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 649,000 | 1,242,000 | 1,716,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,168,000 | 11,652,000 | 11,843,000 | 11,932,000 |
| Total capital | 13,292,000 | 12,776,000 | 12,968,000 | 13,056,000 |
| Risk-weighted assets | 98,736,000 | 102,023,000 | 99,586,000 | 100,876,000 |