Call reports 2012
1ST UNITED BANK — 2012
What 1ST UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,766,000 | 135,306,000 | 140,253,000 | 141,587,000 |
| Total loans | 74,892,000 | 75,267,000 | 79,651,000 | 78,297,000 |
| Allowance for loan losses | 1,044,000 | 1,222,000 | 1,162,000 | 1,123,000 |
| Securities available for sale | 44,731,000 | 43,637,000 | 43,427,000 | 50,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,721,000 | 121,490,000 | 126,178,000 | 126,226,000 |
| Interest-bearing deposits | 100,809,000 | 103,573,000 | 107,115,000 | 109,625,000 |
| Noninterest-bearing deposits | 16,912,000 | 17,917,000 | 19,063,000 | 16,601,000 |
| Equity capital | 13,383,000 | 12,926,000 | 13,496,000 | 14,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,774,000 | 4,214,000 | 5,670,000 |
| Interest expense | 170,000 | 336,000 | 515,000 | 695,000 |
| Net interest income | 1,224,000 | 2,438,000 | 3,699,000 | 4,975,000 |
| Noninterest income | 355,000 | 728,000 | 1,208,000 | 1,752,000 |
| Noninterest expense | 1,073,000 | 2,204,000 | 3,332,000 | 4,559,000 |
| Provision for loan losses | 100,000 | 380,000 | 380,000 | 380,000 |
| Pretax income | 406,000 | 582,000 | 1,195,000 | 1,788,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 404,000 | 580,000 | 1,193,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,523,000 | 10,792,000 | 11,251,000 | 11,843,000 |
| Total capital | 12,567,000 | 11,957,000 | 12,414,000 | 12,967,000 |
| Risk-weighted assets | 89,698,000 | 93,216,000 | 96,609,000 | 98,338,000 |