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Call report 2025Q4

UNITED COMMUNITY BANK — 2025Q4

The 22 measures UNITED COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.

PERIOD: 2025Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ee474902-2360-4a6c-87da-d426209183c5/2025Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets289,307,000USDevidence →
Total loans197,373,000USDevidence →
Allowance for loan losses3,177,000USDevidence →
Securities available for sale44,929,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits241,400,000USDevidence →
Interest-bearing deposits210,532,000USDevidence →
Noninterest-bearing deposits30,868,000USDevidence →
Equity capital25,697,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income13,208,000USDevidence →
Interest expense5,788,000USDevidence →
Net interest income7,420,000USDevidence →
Noninterest income994,000USDevidence →
Noninterest expense5,686,000USDevidence →
Provision for loan losses390,000USDevidence →
Pretax income2,339,000USDevidence →
Income tax97,000USDevidence →
Net income2,242,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital23,206,000USDevidence →
Total capital25,690,000USDevidence →
Risk-weighted assets198,024,000USDevidence →

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