Call report 2025Q1
UNITED COMMUNITY BANK — 2025Q1
The 22 measures UNITED COMMUNITY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,476,000 | USD | evidence → |
| Total loans | 206,413,000 | USD | evidence → |
| Allowance for loan losses | 2,862,000 | USD | evidence → |
| Securities available for sale | 47,578,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,802,000 | USD | evidence → |
| Interest-bearing deposits | 198,405,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,397,000 | USD | evidence → |
| Equity capital | 23,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,111,000 | USD | evidence → |
| Interest expense | 1,383,000 | USD | evidence → |
| Net interest income | 1,728,000 | USD | evidence → |
| Noninterest income | 213,000 | USD | evidence → |
| Noninterest expense | 1,376,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 491,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,266,000 | USD | evidence → |
| Total capital | 24,834,000 | USD | evidence → |
| Risk-weighted assets | 205,154,000 | USD | evidence → |