Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,140,000 | 214,852,000 | 216,820,000 | 226,815,000 |
| Total loans | 187,033,000 | 188,743,000 | 191,515,000 | 187,577,000 |
| Allowance for loan losses | 2,043,000 | 2,073,000 | 2,103,000 | 2,133,000 |
| Securities available for sale | 7,763,000 | 7,478,000 | 7,397,000 | 7,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,622,000 | 181,811,000 | 188,617,000 | 200,181,000 |
| Interest-bearing deposits | 158,499,000 | 155,871,000 | 162,576,000 | 171,794,000 |
| Noninterest-bearing deposits | 26,123,000 | 25,940,000 | 26,041,000 | 28,387,000 |
| Equity capital | 21,786,000 | 22,071,000 | 22,372,000 | 22,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,712,000 | 7,219,000 | 9,806,000 |
| Interest expense | 271,000 | 585,000 | 964,000 | 1,431,000 |
| Net interest income | 2,012,000 | 4,127,000 | 6,255,000 | 8,375,000 |
| Noninterest income | 219,000 | 440,000 | 699,000 | 926,000 |
| Noninterest expense | 1,595,000 | 2,914,000 | 4,229,000 | 5,659,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 621,000 | 1,608,000 | 2,650,000 | 3,537,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 171,000 |
| Net income | 579,000 | 1,524,000 | 2,524,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,706,000 | 19,026,000 | 19,401,000 | 19,618,000 |
| Total capital | 20,749,000 | 21,099,000 | 21,504,000 | 21,751,000 |
| Risk-weighted assets | 185,038,000 | 187,327,000 | 191,184,000 | 186,434,000 |
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