Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,872,000 | 199,390,000 | 205,362,000 | 212,651,000 |
| Total loans | 178,070,000 | 176,425,000 | 179,493,000 | 181,320,000 |
| Allowance for loan losses | 2,028,000 | 2,028,000 | 2,028,000 | 2,028,000 |
| Securities available for sale | 5,243,000 | 5,006,000 | 7,982,000 | 7,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,984,000 | 173,520,000 | 175,927,000 | 187,288,000 |
| Interest-bearing deposits | 155,482,000 | 147,722,000 | 148,330,000 | 158,651,000 |
| Noninterest-bearing deposits | 26,502,000 | 25,798,000 | 27,597,000 | 28,637,000 |
| Equity capital | 21,352,000 | 21,647,000 | 21,860,000 | 21,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,269,000 | 6,445,000 | 8,711,000 |
| Interest expense | 232,000 | 428,000 | 643,000 | 892,000 |
| Net interest income | 1,864,000 | 3,841,000 | 5,802,000 | 7,819,000 |
| Noninterest income | 240,000 | 479,000 | 713,000 | 946,000 |
| Noninterest expense | 1,618,000 | 2,938,000 | 4,257,000 | 5,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 1,382,000 | 2,258,000 | 3,082,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 147,000 |
| Net income | 444,000 | 1,298,000 | 2,132,000 | 2,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,086,000 | 18,340,000 | 18,574,000 | 18,752,000 |
| Total capital | 20,114,000 | 20,368,000 | 20,602,000 | 20,780,000 |
| Risk-weighted assets | 183,358,000 | 182,482,000 | 182,122,000 | 185,095,000 |