Call reports 2011
UNITED COMMUNITY BANK — 2011
What UNITED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,923,000 | 178,290,000 | 179,379,000 | 188,444,000 |
| Total loans | 143,550,000 | 142,528,000 | 144,502,000 | 151,849,000 |
| Allowance for loan losses | 1,473,000 | 1,467,000 | 1,467,000 | 1,467,000 |
| Securities available for sale | 8,694,000 | 12,225,000 | 14,347,000 | 15,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,920,000 | 152,993,000 | 153,736,000 | 158,695,000 |
| Interest-bearing deposits | 134,590,000 | 138,182,000 | 138,812,000 | 140,893,000 |
| Noninterest-bearing deposits | 16,330,000 | 14,811,000 | 14,924,000 | 17,802,000 |
| Equity capital | 19,662,000 | 19,875,000 | 20,204,000 | 20,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,120,000 | 6,235,000 | 8,340,000 |
| Interest expense | 305,000 | 606,000 | 898,000 | 1,150,000 |
| Net interest income | 1,770,000 | 3,514,000 | 5,337,000 | 7,190,000 |
| Noninterest income | 225,000 | 466,000 | 758,000 | 1,048,000 |
| Noninterest expense | 1,294,000 | 2,561,000 | 3,896,000 | 5,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 788,000 | 1,554,000 | 2,423,000 | 2,999,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 145,000 |
| Net income | 758,000 | 1,494,000 | 2,333,000 | 2,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,356,000 | 16,542,000 | 16,731,000 | 16,527,000 |
| Total capital | 17,829,000 | 18,009,000 | 18,198,000 | 17,994,000 |
| Risk-weighted assets | 151,444,000 | 149,488,000 | 152,630,000 | 160,083,000 |