Call reports 2001
UNITED COMMUNITY BANK — 2001
What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 139,107,000 | 148,812,000 | 146,711,000 | 143,202,000 |
| Total loans | 122,592,000 | 129,668,000 | 126,830,000 | 122,940,000 |
| Allowance for loan losses | 1,185,000 | 1,174,000 | 1,261,000 | 1,292,000 |
| Securities available for sale | 6,186,000 | 4,331,000 | 3,523,000 | 4,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,784,000 | 122,292,000 | 122,945,000 | 121,493,000 |
| Interest-bearing deposits | 104,019,000 | 113,611,000 | 114,267,000 | 111,987,000 |
| Noninterest-bearing deposits | 7,765,000 | 8,681,000 | 8,678,000 | 9,506,000 |
| Equity capital | 11,131,000 | 11,342,000 | 11,653,000 | 11,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,674,000 | 5,368,000 | 8,082,000 | 10,663,000 |
| Interest expense | 1,596,000 | 3,093,000 | 4,457,000 | 5,588,000 |
| Net interest income | 1,078,000 | 2,275,000 | 3,625,000 | 5,075,000 |
| Noninterest income | 198,000 | 419,000 | 654,000 | 884,000 |
| Noninterest expense | 843,000 | 1,697,000 | 2,591,000 | 3,796,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 150,000 |
| Pretax income | 433,000 | 997,000 | 1,568,000 | 2,013,000 |
| Income tax | 54,000 | 226,000 | 280,000 | 218,000 |
| Net income | 379,000 | 771,000 | 1,288,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,557,000 | 10,727,000 | 11,034,000 | 11,106,000 |
| Total capital | 11,742,000 | 11,901,000 | 12,295,000 | 12,398,000 |
| Risk-weighted assets | 111,149,000 | 119,485,000 | 117,760,000 | 114,397,000 |