Call reports 2025
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2025
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 20,460,842,000 | 20,677,502,000 | 20,758,310,000 | 21,217,946,000 |
| Total loans | 13,162,838,000 | 13,152,129,000 | 13,023,613,000 | 13,323,247,000 |
| Allowance for loan losses | 187,515,000 | 186,304,000 | 183,230,000 | 179,647,000 |
| Securities available for sale | 3,548,077,000 | 3,494,783,000 | 3,502,159,000 | 3,542,246,000 |
| Securities held to maturity | 1,006,416,000 | 994,346,000 | 979,704,000 | 968,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,132,859,000 | 17,533,926,000 | 17,585,596,000 | 17,933,957,000 |
| Interest-bearing deposits | 12,158,174,000 | 12,194,056,000 | 12,311,707,000 | 12,316,399,000 |
| Noninterest-bearing deposits | 4,974,685,000 | 5,339,870,000 | 5,273,889,000 | 5,617,558,000 |
| Equity capital | 2,591,904,000 | 2,448,204,000 | 2,572,647,000 | 2,678,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 250,853,000 | 504,037,000 | 762,449,000 | 1,019,636,000 |
| Interest expense | 72,461,000 | 143,865,000 | 216,090,000 | 283,265,000 |
| Net interest income | 178,392,000 | 360,172,000 | 546,359,000 | 736,371,000 |
| Noninterest income | 71,972,000 | 147,776,000 | 223,433,000 | 301,464,000 |
| Noninterest expense | 143,984,000 | 296,050,000 | 450,605,000 | 603,181,000 |
| Provision for loan losses | 16,784,000 | 25,340,000 | 32,178,000 | 43,771,000 |
| Pretax income | 90,091,000 | 189,038,000 | 289,527,000 | 389,975,000 |
| Income tax | 20,438,000 | 44,508,000 | 68,003,000 | 92,200,000 |
| Net income | 69,682,000 | 144,664,000 | 221,640,000 | 297,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,269,102,000 | 2,100,885,000 | 2,180,369,000 | 2,258,874,000 |
| Total capital | 2,468,730,000 | 2,299,539,000 | 2,376,612,000 | 2,450,886,000 |
| Risk-weighted assets | 16,067,789,000 | 16,024,035,000 | 15,848,270,000 | 16,067,241,000 |