Call reports 2023
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2023
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 20,218,887,000 | 20,288,289,000 | 19,938,194,000 | 20,494,574,000 |
| Total loans | 12,185,741,000 | 12,382,981,000 | 12,715,050,000 | 12,798,596,000 |
| Allowance for loan losses | 169,162,000 | 171,869,000 | 175,988,000 | 186,126,000 |
| Securities available for sale | 4,086,459,000 | 3,954,918,000 | 3,691,541,000 | 3,846,537,000 |
| Securities held to maturity | 1,094,808,000 | 1,079,776,000 | 1,068,879,000 | 1,058,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,375,901,000 | 16,590,763,000 | 16,217,703,000 | 16,707,405,000 |
| Interest-bearing deposits | 11,034,719,000 | 11,090,571,000 | 11,261,119,000 | 11,741,562,000 |
| Noninterest-bearing deposits | 5,341,182,000 | 5,500,192,000 | 4,956,584,000 | 4,965,843,000 |
| Equity capital | 2,341,313,000 | 2,374,239,000 | 2,234,585,000 | 2,477,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 226,349,000 | 468,083,000 | 719,189,000 | 976,394,000 |
| Interest expense | 39,904,000 | 96,036,000 | 160,519,000 | 235,627,000 |
| Net interest income | 186,445,000 | 372,047,000 | 558,670,000 | 740,767,000 |
| Noninterest income | 58,326,000 | 118,875,000 | 183,666,000 | 248,772,000 |
| Noninterest expense | 128,780,000 | 265,536,000 | 400,789,000 | 542,438,000 |
| Provision for loan losses | 29,012,000 | 44,843,000 | 63,257,000 | 88,073,000 |
| Pretax income | 87,200,000 | 180,382,000 | 278,008,000 | 359,045,000 |
| Income tax | 21,195,000 | 43,889,000 | 66,420,000 | 92,069,000 |
| Net income | 65,747,000 | 136,318,000 | 211,316,000 | 267,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,065,564,000 | 2,138,769,000 | 2,125,926,000 | 2,184,193,000 |
| Total capital | 2,246,416,000 | 2,322,709,000 | 2,314,101,000 | 2,382,514,000 |
| Risk-weighted assets | 15,428,927,000 | 15,637,653,000 | 16,033,151,000 | 15,923,204,000 |