Call reports 2021
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2021
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,696,220,000 | 15,109,649,000 | 15,342,156,000 | 15,742,039,000 |
| Total loans | 8,734,031,000 | 8,377,437,000 | 8,100,730,000 | 7,999,338,000 |
| Allowance for loan losses | 204,818,000 | 132,418,000 | 104,871,000 | 94,507,000 |
| Securities available for sale | 2,987,885,000 | 3,366,579,000 | 4,242,981,000 | 5,205,311,000 |
| Securities held to maturity | 103,528,000 | 95,131,000 | 92,173,000 | 90,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,514,992,000 | 12,846,711,000 | 12,887,880,000 | 13,354,301,000 |
| Interest-bearing deposits | 8,649,845,000 | 8,511,131,000 | 8,745,084,000 | 8,778,626,000 |
| Noninterest-bearing deposits | 3,865,147,000 | 4,335,580,000 | 4,142,796,000 | 4,575,675,000 |
| Equity capital | 1,825,709,000 | 1,944,077,000 | 1,974,500,000 | 2,009,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 121,281,000 | 234,183,000 | 343,634,000 | 456,369,000 |
| Interest expense | 4,645,000 | 8,535,000 | 12,147,000 | 15,306,000 |
| Net interest income | 116,636,000 | 225,648,000 | 331,487,000 | 441,063,000 |
| Noninterest income | 43,887,000 | 84,824,000 | 125,122,000 | 165,662,000 |
| Noninterest expense | 92,102,000 | 184,845,000 | 278,539,000 | 364,067,000 |
| Provision for loan losses | -20,160,000 | -87,722,000 | -109,031,000 | -117,085,000 |
| Pretax income | 88,280,000 | 214,008,000 | 288,181,000 | 361,100,000 |
| Income tax | 21,771,000 | 53,126,000 | 71,107,000 | 86,809,000 |
| Net income | 66,450,000 | 160,879,000 | 217,025,000 | 274,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,343,903,000 | 1,440,393,000 | 1,498,503,000 | 1,557,142,000 |
| Total capital | 1,472,002,000 | 1,561,568,000 | 1,591,710,000 | 1,639,708,000 |
| Risk-weighted assets | 10,181,605,000 | 10,136,672,000 | 10,270,317,000 | 10,308,583,000 |