Call reports 2020
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2020
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 12,247,429,000 | 13,540,364,000 | 13,796,468,000 | 14,298,695,000 |
| Total loans | 8,636,220,000 | 9,461,933,000 | 9,487,511,000 | 9,222,280,000 |
| Allowance for loan losses | 139,073,000 | 232,192,000 | 232,726,000 | 228,804,000 |
| Securities available for sale | 2,048,400,000 | 2,195,389,000 | 2,334,922,000 | 2,529,057,000 |
| Securities held to maturity | 134,055,000 | 127,609,000 | 113,616,000 | 111,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,743,781,000 | 11,166,455,000 | 11,490,195,000 | 12,110,273,000 |
| Interest-bearing deposits | 7,422,769,000 | 7,971,699,000 | 8,285,070,000 | 8,686,568,000 |
| Noninterest-bearing deposits | 2,321,012,000 | 3,194,756,000 | 3,205,125,000 | 3,423,705,000 |
| Equity capital | 1,939,029,000 | 1,858,426,000 | 1,903,601,000 | 1,828,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 133,847,000 | 259,730,000 | 383,100,000 | 514,397,000 |
| Interest expense | 15,995,000 | 26,556,000 | 35,447,000 | 42,056,000 |
| Net interest income | 117,852,000 | 233,174,000 | 347,653,000 | 472,341,000 |
| Noninterest income | 36,110,000 | 95,351,000 | 137,773,000 | 177,103,000 |
| Noninterest expense | 86,864,000 | 178,193,000 | 269,567,000 | 359,033,000 |
| Provision for loan losses | 56,638,000 | 151,392,000 | 154,109,000 | 153,174,000 |
| Pretax income | 14,083,000 | 4,461,000 | 70,698,000 | 149,339,000 |
| Income tax | 1,756,000 | -400,000 | 14,798,000 | 32,557,000 |
| Net income | 12,687,000 | 5,921,000 | 57,282,000 | 118,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,372,355,000 | 1,291,896,000 | 1,345,296,000 | 1,283,022,000 |
| Total capital | 1,486,883,000 | 1,419,261,000 | 1,473,337,000 | 1,412,290,000 |
| Risk-weighted assets | 10,232,526,000 | 10,189,248,000 | 10,158,910,000 | 10,262,654,000 |