Call reports 2019
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2019
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,137,564,000 | 12,137,899,000 | 12,254,636,000 | 12,223,127,000 |
| Total loans | 8,735,818,000 | 8,664,794,000 | 8,595,811,000 | 8,555,912,000 |
| Allowance for loan losses | 46,321,000 | 45,364,000 | 47,671,000 | 47,576,000 |
| Securities available for sale | 1,523,196,000 | 1,796,870,000 | 1,908,821,000 | 1,944,914,000 |
| Securities held to maturity | 148,190,000 | 143,316,000 | 134,961,000 | 133,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,863,145,000 | 9,772,382,000 | 9,670,833,000 | 9,665,482,000 |
| Interest-bearing deposits | 7,665,365,000 | 7,559,801,000 | 7,393,405,000 | 7,466,690,000 |
| Noninterest-bearing deposits | 2,197,780,000 | 2,212,581,000 | 2,277,428,000 | 2,198,792,000 |
| Equity capital | 1,724,603,000 | 1,810,801,000 | 1,872,433,000 | 1,909,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 99,558,000 | 242,452,000 | 383,699,000 | 521,037,000 |
| Interest expense | 15,453,000 | 35,522,000 | 56,154,000 | 74,244,000 |
| Net interest income | 84,105,000 | 206,930,000 | 327,545,000 | 446,793,000 |
| Noninterest income | 30,742,000 | 69,211,000 | 108,693,000 | 146,488,000 |
| Noninterest expense | 93,211,000 | 199,086,000 | 308,539,000 | 404,300,000 |
| Provision for loan losses | 7,654,000 | 19,849,000 | 23,970,000 | 25,560,000 |
| Pretax income | 14,774,000 | 59,094,000 | 126,336,000 | 186,283,000 |
| Income tax | 5,967,000 | 15,693,000 | 31,121,000 | 45,388,000 |
| Net income | 8,900,000 | 43,725,000 | 95,826,000 | 141,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,192,798,000 | 1,264,110,000 | 1,319,095,000 | 1,365,186,000 |
| Total capital | 1,240,416,000 | 1,311,045,000 | 1,368,610,000 | 1,414,791,000 |
| Risk-weighted assets | 10,168,080,000 | 10,139,895,000 | 10,136,086,000 | 10,098,462,000 |