Call reports 2018
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2018
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,927,154,000 | 7,052,225,000 | 7,099,107,000 | 7,183,022,000 |
| Total loans | 4,862,505,000 | 4,941,764,000 | 4,963,804,000 | 4,928,776,000 |
| Allowance for loan losses | 40,810,000 | 41,037,000 | 41,812,000 | 39,539,000 |
| Securities available for sale | 907,818,000 | 964,120,000 | 997,131,000 | 1,205,079,000 |
| Securities held to maturity | 159,672,000 | 156,456,000 | 152,577,000 | 149,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,249,741,000 | 5,410,750,000 | 5,779,190,000 | 5,678,971,000 |
| Interest-bearing deposits | 3,866,710,000 | 3,965,771,000 | 4,252,662,000 | 4,042,736,000 |
| Noninterest-bearing deposits | 1,383,031,000 | 1,444,979,000 | 1,526,528,000 | 1,636,235,000 |
| Equity capital | 810,311,000 | 831,108,000 | 855,800,000 | 886,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 67,613,000 | 139,764,000 | 215,167,000 | 292,943,000 |
| Interest expense | 8,570,000 | 18,327,000 | 29,240,000 | 40,800,000 |
| Net interest income | 59,043,000 | 121,437,000 | 185,927,000 | 252,143,000 |
| Noninterest income | 30,310,000 | 61,967,000 | 101,444,000 | 133,999,000 |
| Noninterest expense | 52,920,000 | 108,552,000 | 167,141,000 | 226,783,000 |
| Provision for loan losses | 3,650,000 | 6,148,000 | 9,864,000 | 13,170,000 |
| Pretax income | 36,946,000 | 72,861,000 | 114,890,000 | 151,121,000 |
| Income tax | 10,906,000 | 18,101,000 | 26,150,000 | 35,259,000 |
| Net income | 26,040,000 | 54,760,000 | 88,740,000 | 115,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 675,903,000 | 702,124,000 | 733,605,000 | 748,219,000 |
| Total capital | 717,561,000 | 743,846,000 | 776,156,000 | 788,512,000 |
| Risk-weighted assets | 5,779,522,000 | 5,867,002,000 | 5,928,989,000 | 5,895,738,000 |