Call reports 2017
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2017
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 6,808,753,000 | 6,773,436,000 | 6,826,214,000 | 6,949,661,000 |
| Total loans | 4,621,371,000 | 4,655,145,000 | 4,729,730,000 | 4,847,972,000 |
| Allowance for loan losses | 39,826,000 | 40,005,000 | 40,201,000 | 40,599,000 |
| Securities available for sale | 789,125,000 | 818,495,000 | 810,433,000 | 838,122,000 |
| Securities held to maturity | 163,611,000 | 162,598,000 | 161,721,000 | 161,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,478,748,000 | 4,928,157,000 | 5,091,700,000 | 5,292,757,000 |
| Interest-bearing deposits | 3,815,419,000 | 3,601,897,000 | 3,724,613,000 | 3,862,164,000 |
| Noninterest-bearing deposits | 1,663,329,000 | 1,326,260,000 | 1,367,087,000 | 1,430,593,000 |
| Equity capital | 784,458,000 | 805,023,000 | 824,322,000 | 799,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 60,826,000 | 123,160,000 | 188,170,000 | 254,726,000 |
| Interest expense | 6,240,000 | 12,668,000 | 19,995,000 | 27,455,000 |
| Net interest income | 54,586,000 | 110,492,000 | 168,175,000 | 227,271,000 |
| Noninterest income | 24,809,000 | 52,680,000 | 81,218,000 | 110,085,000 |
| Noninterest expense | 49,673,000 | 100,622,000 | 151,879,000 | 217,945,000 |
| Provision for loan losses | 2,162,000 | 4,005,000 | 6,901,000 | 10,964,000 |
| Pretax income | 27,880,000 | 59,573,000 | 92,377,000 | 110,431,000 |
| Income tax | 8,861,000 | 19,918,000 | 31,158,000 | 59,236,000 |
| Net income | 19,019,000 | 39,655,000 | 61,219,000 | 51,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 638,377,000 | 656,711,000 | 675,623,000 | 654,308,000 |
| Total capital | 679,256,000 | 697,743,000 | 716,943,000 | 695,739,000 |
| Risk-weighted assets | 5,675,155,000 | 5,749,331,000 | 5,865,420,000 | 5,757,993,000 |